A seasoned accountant with more than ten years of experience in preparing and analyzing financial statements, cash flow forecasting, governmental and managerial reporting. Graduated with a Master’s Degree in Finance at the University of the Philippines – Virata School of Business. Currently serving as Senior Manager and Deputy Head of Credit directly reporting to the Director of Credit focusing on credit evaluation and due diligence, industry analysis, launching and monitoring of various financial instruments such as private credit deals and corporate debt vehicles. With the intention to share real-life, technical experiences, went on and became a part-time instructor at the College of Commerce and Business Administration of the University of Santo Tomas.